Meet YourDream Team


Committed to making your dreams a reality.

Dedicated. Passionate. Real people. Get to know our experienced team of Registered Investment Advisors (RIAs). They’re here to help make achieving your financial goals more efficient, realistic and maybe even a little bit fun.

Derek J. NutterFinancial Advisor / Managing Partner

Terra Johnson, CFP®Financial Planner / Managing Partner

Diane L. NutterClient Service Associate

Nicole OvermanClient Relationship Manager

Rachel SchwartzOffice Coordinator




Derek J. NutterFinancial Advisor / Managing Partner

Derek approaches financial planning like he takes on life: He gets the big picture and then dives into the details. With more than 15 years of experience, he knows how to make sure that every aspect of his clients’ financial plans are working together to help achieve their ultimate goals — whatever they may be. From medical professionals to retirees, young business leaders to people just about to retire, he has a knack for helping all types of clients with their unique needs. And he’s not just busy at work, when he’s at home you might find him perfecting his golf game with his sons or having a dance party with his daughter.

Qualifications

  • Investment Advisor Representative with AdvisorNet Wealth Management
  • Financial Advisor with Over 15 Years of Experience
  • Series 66 Securities Registered
  • Bachelor of Science in Economics from Gustavus Adolphus College
  • Awarded MPLS St. Paul Magazine Five Star Wealth Award in 2016 and 2017

Terra Johnson, CFP®Financial Planner / Managing Partner

Dedicated. Resourceful. Strategic. Terra is your number one ally in helping you achieve your financial goals. Whether you’re just getting started or well on your way to where you want to be, Terra works tirelessly to make sure every aspect of your financial plan works together like a fine-tuned machine. If you have a question about what to expect or need clarification about a complex financial process, she’s got your answer. And if she doesn’t have the answer, she’ll find it. Her dedication doesn’t end at the end of the business day. She played D1 hockey for the University of Minnesota for four years while earning her degree. Now, you can find her out and about exercising, hiking or cheering on her favorite Minnesota sports teams.

  • Lives in NE Minneapolis – enjoys the community there
  • Likes interior decorating
  • Married to Corey with 2 kids, Monroe & Hudson. They enjoy trying new restaurants, golfing, boating, beer tasting and working in the yard

Qualifications

  • CERTIFIED FINANCIAL PLANNER™
  • Investment Advisor Representative with AdvisorNet Wealth Management
  • Bachelor’s Degree in Finance from Carlson School of Management, University of Minnesota
  • Registered Financial Advisor
  • Series 7 & 63 Securities Registered

Diane L. NutterClient Service Associate

Dedicated to client success. Passionate about service. Diane L. Nutter co-founded Nutter Financial Group (now Gray Pines Wealth Management) with her husband Larry in 1980. Now, more than 35 years later, Diane continues to build on her love for helping clients achieve their goals. No small detail gets past Diane — she makes sure every document is in order and ready to go for you in the right place, at the right time. Outside the office, you’ll find her cooking delicious meals, gardening, exercising for fun or enjoying quality time with her 6 grandchildren.

Qualifications

  •  More than 35 years of experience

Nicole OvermanClient Relationship Manager

Nicole excels at bringing a broad range of skill-sets to champion your client service needs. When working with you and your personalized plan, she relies on nearly two decades of financial service experience to provide thoughtful, timely, and professional support – all with impeccable attention to detail.

Friendly and enthusiastic, her passion for learning about you and your goals makes helping you achieve them even more rewarding.

When she’s not driving her three children to dance, civil air patrol, equestrian sports, and swimming, Nicole enjoys spending time with her husband and taking MMA classes.

Qualifications

Rachel SchwartzOffice Coordinator

As the Office Coordinator, Rachel plays a pivotal role in bringing the highest class of service to all our clients and guests. With 20 years of experience in hospitality, Rachel has a love for people and focuses on creating a welcoming, comfortable atmosphere for clients and visitors.

Rachel warmly greets clients when they arrive at the office or call on the phone. With a gift for multi-tasking, she coordinates and maintains the office calendar to help clients schedule appointments. She also regularly reaches out to clients to inquire about any questions or concerns that may require assistance and can direct them to the right person, if necessary.

Rachel is a Twin Cities native and loves the outdoors and live music. She lives in Minnetonka with her husband and two children.

Qualifications






The best time to plant a tree was 20 years ago. The second best time is now.
Chinese Proverb

Gray Pines offers investment advisory services through AdvisorNet Wealth Management (AWM). Gray Pines and AWM are not affiliated.