Retirement Planning. Simplified

Money doesn't have to be complicated. We're here to help you gain financial strength and confidence.
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Cornerstones of Success

Plan. Build. Review. Straightforward Fees. We give advice in common language to help align your...
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As Registered Investment Advisors (RIA), we act as fiduciaries for all of our clients. That...
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A Wealth of Experience

Our team has been helping clients achieve their goals for over 35 years. Larry and...
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Leading-Edge Tech

Whether you want to meet face-to-face from your lake home or quickly check your account...
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Someone is sitting in the shade today because someone planted a tree a long time ago.
Warren Buffet

Derek Nutter and Terra Johnson offer investment advisory services through AdvisorNet Wealth Management (AWM). Gray Pines and AWM are not affiliated.

Registered Representative offering securities and advisory services Cetera Advisor Networks LLC, member FINRA/SIPC, a broker-dealer and a Registered Investment Advisor. Some advisory services also offered through AdvisorNet Wealth Management.  Cetera is under separate ownership from any other named entity.

This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Advisor Networks LLC site at

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